We often receive calls from people in a time crunch: they have separated, agreed on a resolution, and placed an offer on a new home – only to learn from their bank that a new mortgage is not possible until a formal separation agreement is in place. Even if you and your ex-spouse agree on how to divide your assets and deal with support, it is imperative to have that agreement formalized in a legal written agreement, with independent legal advice, and then to look for a new home.  Creating this agreement does take some time to do properly, and often requires some further negotiation of and research into the details needed to make the agreement happen. Contact us for more information on how to make this transition smoothly.